Banks are not closed everywhere on the same day this Diwali. As per the RBI holiday calendar, branches shut city by city on 9, 10 and 11 November 2026 for Laxmi Puja, Govardhan Puja and Bhai Dooj, while 14 and 28 November (second and fourth Saturdays) are closed nationwide. Maharashtra’s main closure day is Tuesday, 10 November. (Information as of 10 November 2026.)
Diwali week: who is closed on 9, 10 and 11 November
Monday, 9 November: Branches are closed in Agartala, Bhopal, Chandigarh, Gangtok, Guwahati, Imphal, Jaipur, Kanpur and Lucknow, for Diwali, Laxmi Puja (Deepawali), Govardhan Pooja and Vishwakarma Day.
Tuesday, 10 November: Banks are closed in Ahmedabad, Belapur, Bengaluru, Dehradun, Gangtok, Mumbai and Nagpur for Diwali (Bali Pratipada), Govardhan Puja, Laxmi Puja and Vikram Samvat New Year. For readers in Maharashtra, this is the day that matters; Belapur covers Navi Mumbai and Nagpur covers the Vidarbha region in the RBI’s listing.
Wednesday, 11 November: Branches are closed in Gangtok, Imphal, Kanpur, Kolkata, Lucknow and Shimla for Laxmi Puja, Ningol Chakkouba, Bhratridwitiya, Bhai Dooj and Chitragupt Jayanti. Branches in other states, including Delhi, Tamil Nadu and Maharashtra, operate as normal. No holiday is specified for Thursday, 12 November.
Since Diwali’s main day fell on Sunday, 8 November, banks were shut that day everywhere anyway.
Rest of November 2026: other bank holidays
All Indian banks are closed on Sundays, which fall on 1, 8, 15, 22 and 29 November. The second and fourth Saturdays are also holidays across India, so banks will be shut on 14 and 28 November.
For the 24 November Guru Nanak Jayanti holiday, banks are shut in most RBI regional-office cities, including New Delhi, Mumbai, Kolkata, Hyderabad, Chandigarh and Jaipur. Other regional closures are listed in the table below.
Key details: November 2026 bank holidays at a glance
| Date | Occasion | Where banks are closed |
|---|---|---|
| 9 Nov (Mon) | Diwali / Laxmi Puja / Govardhan Puja / Vishwakarma Day | Agartala, Bhopal, Chandigarh, Gangtok, Guwahati, Imphal, Jaipur, Kanpur, Lucknow |
| 10 Nov (Tue) | Bali Pratipada / Govardhan Puja / Vikram Samvat New Year | Ahmedabad, Belapur, Bengaluru, Dehradun, Gangtok, Mumbai, Nagpur |
| 11 Nov (Wed) | Bhai Dooj / Laxmi Puja / Ningol Chakkouba / Chitragupt Jayanti | Gangtok, Imphal, Kanpur, Kolkata, Lucknow, Shimla |
| 13 Nov (Fri) | Wangala Festival | Shillong (Meghalaya) |
| 14 Nov (Sat) | Second Saturday | All banks, nationwide |
| 16 Nov (Mon) | Chhath Puja | Patna, Ranchi (Bihar, Jharkhand) |
| 20 Nov (Fri) | Igas-Bagwal | Dehradun (Uttarakhand) |
| 23 Nov (Mon) | Seng Kut Snem | Shillong (Meghalaya) |
| 24 Nov (Tue) | Guru Nanak Jayanti / Karthika Purnima / Rahas Purnima | 21 RBI centres, including New Delhi, Mumbai, Kolkata, Hyderabad |
| 27 Nov (Fri) | Kanakadasa Jayanthi | Bengaluru (Karnataka) |
| 28 Nov (Sat) | Fourth Saturday | All banks, nationwide |
Sources for the dates and cities: reports by Business Standard, Zee Business, Daily Jagran and ETV Bharat, all based on the RBI calendar. The 13, 16, 20, 23 and 27 November entries are from ETV Bharat’s and Deccan Herald’s RBI-based lists.
Why the lists differ from state to state
There is no single national Diwali holiday for banks. RBI has said state-by-state holidays vary with local festivities and cultural observances. The RBI’s holiday matrix is organised by its regional-office cities rather than by state, which is why most reports list cities such as Belapur or Nagpur instead of whole states.
Regional calendars also change the festival day. Gujarat, Maharashtra and Karnataka observe the Vikram Samvat new year and Bali Pratipada on 10 November, while Uttar Pradesh and Rajasthan close on 9 November for Laxmi Puja and Govardhan Puja. Bhai Dooj closes banks in Uttar Pradesh and Kolkata but not in Maharashtra or Delhi.
Be careful with third-party “holiday list” pages. Some aggregator sites carry old or auto-generated tables with different dates (for example, listing 8 November or other days as “all states” holidays). When in doubt, trust the RBI matrix and recent reports from major outlets.
How to check if your branch is open before you go
- Open the RBI Holiday Matrix and look up your city and date.
- Check your bank’s website, app or branch locator; many banks display holiday notices.
- Call the branch or the customer-care number to confirm, especially if your town is not an RBI centre (small towns generally follow the nearest centre in the same state, but confirm).
- Plan ahead for cheque clearing, demand drafts, locker access and cash deposits, which need a working branch.
Digital services are not affected. RTGS, NEFT, UPI and internet banking operate throughout holidays, according to Zee Business, though availability of some services can vary by bank.
FAQ
Are banks closed in Maharashtra on 10 November 2026?
Yes, in the RBI-listed Maharashtra centres Mumbai, Belapur and Nagpur, for Bali Pratipada, Govardhan Puja and Vikram Samvat New Year. Confirm with your own branch if you are in another town, such as Jalna.
Are banks open on 11 November 2026?
Only in some places. Branches are closed in Gangtok, Imphal, Kanpur, Kolkata, Lucknow and Shimla, and open in most other cities, including Mumbai and Delhi.
Which Saturdays are bank holidays in November 2026?
14 November (second Saturday) and 28 November (fourth Saturday). The first and fifth Saturdays are working days.
Will UPI and ATMs work on bank holidays?
UPI, mobile and internet banking generally keep working. ATMs may run low on cash around long weekends, so withdraw in advance.
Holiday lists can be revised and reports vary slightly. Verify on the RBI website or with your branch before visiting.
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